IndiaThis is the easiest way to get a personal...

This is the easiest way to get a personal loan! You will get loan sitting at home

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New Delhi: If there is a sudden need of money and there is no money, then in such a situation a personal loan is a big thing. In this, you can take a loan without any guarantee or security. A personal loan is easier than a loan taken with a credit card. Customers are also giving more preference to personal loans. In such a situation, the bank is making its process more easy. The interest rate of loan taken from credit card is higher as compared to personal loan.

The bank is also making it easier in view of the increasing demand for personal loans. In some cases, the loan is available immediately. In today’s time, almost all banks offer personal loan facility for their account holders and new customers. Some banks require paperwork and many other formalities. Now these processes have been made a lot easier. Now you can take a personal loan from the comfort of your home through net banking or mobile banking.

Co-operative banks also offer personal loans. However, they mostly give loans only to women, MSMEs or farmers. Their interest rates are lower than that of commercial banks. These banks generally offer loans up to Rs 5 lakh. To take advantage of this, it is mandatory to be a member of the concerned co-operative bank. Nowadays online methods are the easiest to take loan.

Banks are giving instant personal loan through online medium. For this you do not need any other document other than Aadhaar and PAN. Its process is also so easy that it is completed in a few minutes. If the bank finds you eligible for the loan, then the money is transferred to your account within a few minutes.

first published:Jan. 14, 2022, 2:08 p.m.

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