Retirement Fund: Many retirement schemes are being run by the government, by investing in which you can earn good profits. Today we will tell you about some such government schemes, by investing in which you can secure your old age.
If you are thinking of making retirement fund, then you can invest in these government schemes, you will get more benefits
Retirement Fund:Nowadays everyone is planning their future. In such a situation, it is important that you also think about your future. If you have been working for 2-3 years and you have not started saving for your future, then you are still saving for future or old age. Retirement Planning can do. Because investing for the future while working can make your old age easier. if you retirement fund Don’t know where to invest so that you get good returns in old age. Then we have a solution for your problem.
Let us tell you, many retirement schemes are being run by the government, by investing in which you can earn good profits. Today we will tell you about some such government schemes, by investing in which you can secure your old age. Along with this, you will have a solid arrangement of regular income in old age. Let us know about such schemes…
read this also: Bank Account: What happens to your bank account after death? who gets your earnings
Atal Pension Yojana
You can register in this government scheme from the age of 18 to before 40 years. In this, you have to contribute every month before the age of 60 years. After which you get 60 years i.e. after retirement, you get monthly pension ranging from Rs.1000 to Rs.5000. You have to contribute every month according to the amount of pension you want to get on old age. People of 18 to 40 years who give their consent can invest in this scheme. To register in this, you have to provide savings account, Aadhaar number and mobile number.
Senior Citizen Saving Scheme
Senior Citizen Saving Scheme (SCSS) This is one of the great schemes being run by the government for the elderly. This scheme is especially beneficial for those who are 60 years or more. Apart from this, a person aged 55 to 60 who has taken VRS can also invest in it. The interest rate in this is quite impressive as compared to fixed deposits and savings accounts. You can deposit a minimum of 1000 and a maximum of 15 lakh rupees in this account. The new interest rates of this scheme have come into effect from January 1. At present, investors are getting 8% interest on it. Interest is calculated on the deposit amount on quarterly basis.
National Pension Scheme
If you want to invest in a tax-friendly scheme, then the government’s National Pension Scheme can prove to be a better option for you. This scheme is one of the safe plans i.e. if you invest here then your money will not sink. Also, your retirement time will be spent peacefully and comfortably. In this scheme you get a fixed pension. After paying the premium continuously for 3 years, you can withdraw its money. Whereas, you can withdraw only 25% amount on the total deposit before maturity.